Insurance & Finances

Harbor of Grace Enhanced Recovery Center understands that entering treatment for Mental Health, alcohol or drug addiction is not solely an emotional, spiritual, or medical decision. All too often, people suffering avoid getting the help they need because they assume they cannot afford it.

We work creatively and compassionately with every patient prior to admission to design a financial approach they can afford. This commitment is reflected in our treatment costs. We are proud to be able to deliver best-in-class treatment at rates often a third or half of what other residential facilities charge.

Harbor of Grace Enhanced Recovery Center is in network provider with the following insurance companies: 

• Aetna
• Blue Cross Blue Shield and all of its affiliates
• Blue Cross Blue Shield FEP
• Carelon
  
• Capital District Physicians’ Health Plan
• Cigna
• GHI | EmblemHealth
• The Empire Plan New York State Health Insurance Program
• Optum
• United Healthcare
• Kaiser

We will take on the role of advocate with your insurance provider. This starts with benefits verification and does not end until a prompt, accurate claim has been submitted and resolved.

Transportation Costs

While you are a patient at Harbor of Grace, we encourage you to focus on your treatment experience with as little outside distractions as possible. Any appointments that can be postponed should be rescheduled until after the completion of treatment; however, we understand that there are times when patients may need to attend outside appointments regardless. When this happens and you need to attend an outside appointment while in Harbor of Grace, you will be charged a transportation fee that includes staff time ($26/hr) and mileage costs (.65/mi). This fee will be due at the time of discharge along with any medication costs incurred on your discharge invoice.  The fee for transportation will be calculated for any appointments that HoG has to provide transportation for.

Payment to Harbor of Grace can be made by check, cash, credit cards (American Express, MasterCard, Visa, and Discover), and wire transfers. A 3.99% fee will be added if paying by credit card.